Some customers prefer to sit down and have a chat with an industry profesional. Insurance contracts are very complicated and often very confusing. Licensed insurance professionals must complete training as well as meet continuing education requirements to be able to offer insurance counseling and sell insurance products. Speaking to someone one on one will enable you as a consumer to insure what is most important to you.

An independent insurance agent can offer professional insurance consultation through multiple insurance companies. As an independent agent, we don't just offer one insurance company, like direct agents, and we don't charge fees, like brokers. We wouldn't give you an insurance company that offers competitive rates to younger drivers, if you are over 50 years in age, we would customize the auto insurance company to your needs.

Not only is it mandated by state law, many individuals wish to purchase auto insurance to protect their growing assets.

• Seek information about the financial strength of the company offering the policy.The most important aspect of an insurance contract is the ability to pay the liability.
• Determine what amount of coverage you need.
• Know what your insurance policy covers and what it excludes.
• Make the decision on what company and agent can provide the best coverage.