commercial-insurance

No risk is too unusual 

We have seen them all.

At Topco Insurance Agency, we have experienced personnel with over 15 years industry experience dealing with commercial businesses. Our commercial department handles all different types of commercial insurance products, ranging from commercial businesses with global operations to the very small "mom and pop shops." Our team specializes in placing and underwriting risks, business consulting, and liability assessments. Our agency has an in-depth knowledge of commercial insurance and we will be able to add insurance coverage in almost all types of commercial risks. No risk is too unusual, we have seen them all.

An insurance company that you can trust

Whatever your profession, we have you covered

We'll be with you when you need it most, and apply our extensive experience to get the most out of it.

 

Business insurance products we offer

Commercial Liability

It is usually due to defense costs or compensation caused by accidents in the course of business operations or products, such as personal injury, property damage, personal or advertising infringement caused by company operations.

Product Liability Insurance

Product liability insurance is a guarantee that when the product provided by the business owner has defects that cause personal injury or property damage and the business owner should bear the liability for compensation according to law, the insurance company will bear all compensation. This type of guarantee is very important for importers and is also a guarantee that dealers will require importers to provide.

Commercial Property Insurance

Provide protection for the company’s assets. For example, shopping centers, HOA, hotels, public housing, commercial buildings that are damaged by natural disasters, human destruction or equipment theft can all receive insurance companies’ reconstruction and repair claims including other losses such as rent.

Commercial Auto Insurance

Vehicles used for commercial purposes such as trucks, buses, and small commercial vehicles require commercial vehicle insurance. Therefore, it is recommended to consider purchasing commercial auto insurance.

Workers Compensation

The employer is required by law to purchase labor insurance for employees. Labor insurance generally compensates employees for any medical expenses, rehabilitation expenses, lost wages caused by work-related injuries, and even the amount of compensation for family members due to death.

Employment Practice Liability Insurance)

Providing protection specifically for employers and all defense or compensation costs related to labor disputes, such as wrongful termination of employees, discrimination based on age, gender, religion or skin color, and any form of harassment or retaliation in the workplace.

Business insurance products we offer

租賃保險

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建築保險

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卡車保險

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Workers Compensation

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大型和小型公寓

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餐廳

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車行保險

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零售商

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住家或公寓HOA保險

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全球保險產品責任險

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婚禮保險

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辦公室

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進口商/批發商

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內陸海洋/海洋海運貨物保險

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